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Dental PPO Schedule of Benefits - UniCare Illinois

Coverage is provided ONLY for the services stated in the following schedules. To use these schedules, check your dentist's fee and then determine how much the plan pays. You can then easily calculate what you will pay for a specific service after your deductible has been met. The plan pays either the specified amount, or the actual amount charged by your dentist, whichever is lower. You are responsible for any charges in excess of the stated benefit for both contracting (network) and non-contracting (non-network) dentists.

$1,000 CALENDAR YEAR MAXIMUM BENEFIT

All dental benefits are limited to a maximum $1,000 payment by UniCare for expenses incurred by each enrolled member during a calendar year.  This maximum benefit applies to combined calendar year payments for Preventive and Diagnostic Dental Care, Basic Dental Care and Major Dental Care.

PREVENTIVE AND DIAGNOSTIC CARE

COVERAGE BEGINS UPON APPROVAL OF YOUR APPLICATION.

Calendar year deductible of $50 per person, with a maximum of three deductibles ($150) per family, is waived ONLY when preventive and diagnostic care services are rendered by a contracting dentist.

Two oral examinations and two dental cleanings per member, per year.

Total benefit for single and bitewing x-rays not to exceed benefit for full mouth - $43.

PROCEDURE NETWORK:  Plan Pays NON-NETWORK:  Plan Pays
Periodic Oral Exam 100% $15
Initial Oral Exam (Limited to 2 per member, per year) 100% $15
Bitewing X-rays — single film 100% $11
Bitewing X-rays — two films 100% $14
Single (periapical) X-rays — first film 100% $9
Single X-rays — additional films 100% $9
Bitewing X-rays — four films 100% $20
Full mouth X-rays (Limited to 1 set every 3 years) 100% $43
Routine cleaning (Limited to 2 per adult per year) 100% $33
Routine cleaning (Limited to 2 per child per year) 100% $21
Cleaning with fluoride (Limited to 2 per child per year) 100% $33
Topical fluoride only (Limited to 2 per child per year) 100% $14

Notes:

Adult - Any person or dependent 19 years or older covered by this policy

Child - Any person or dependent 18 years or younger covered by this policy

BASIC DENTAL CARE

COVERAGE BEGINS AFTER THE PLAN HAS BEEN IF EFFECT FOR SIX (6) CONTINOUS MONTHS.

Calendar year deductible of $50 per person, with a maximum of three deductibles ($150) per family, must be satisfied.

The benefit schedule is the same for both contracting (network) and non-contracting (non-network) dentists, but you may have to pay a greater share of the costs if you choose a non-contracting (non-network) dentist.

PROCEDURE NETWORK:  Plan Pays NON-NETWORK:  Plan Pays
Filling — one surface, primary $29 $29
Filling — one surface, permanent $32 $32
Filling — two surfaces, primary $38 $38
Filling — two surfaces, permanent $41 $41
Filling — three surfaces, primary $45 $45
Filling — three surfaces, permanent $47 $47
Filling — four or more surfaces, primary $50 $50
Filling — four or more surfaces, permanent $55 $55
Extraction — single tooth (simple) $36 $36
Extraction — each additional tooth (simple) $36 $36
Surgical Extraction $65 $65
Removal of impacted tooth — soft tissue $90 $90
Removal of impacted tooth — partial bony $110 $110
Removal of impacted tooth — complete bony $135 $135

MAJOR DENTAL CARE

COVERAGE BEGINS AFTER THE PLAN HAS BEEN IF EFFECT FOR TWELVE (12) CONTINOUS MONTHS.

Calendar year deductible of $50 per person, with a maximum of three deductibles ($150) per family, must be satisfied.

The benefit schedule is the same for both contracting (network) and non-contracting (non-network) dentists, but you may have to pay a greater share of the costs if you choose a non-contracting (non-network) dentist.

PROCEDURE NETWORK:  Plan Pays NON-NETWORK:  Plan Pays
Scaling/root planing per quadrant $41 $41
Gingivectomy — per tooth $36 $36
Gingivectomy — per quadrant $125 $125
Root canal — 1 canal $135 $135
Root canal — 2 canals $160 $160
Root canal — 3 canals $205 $205
Crown (except stainless steel) $215 $215
Stainless steel crown $55 $55
Pontic $215 $215
Complete denture (upper or lower) $275 $275
Partial denture (upper or lower) $255 $255
Denture reline (chairside) $65 $65
Denture reline (lab) $85 $85
This is a brief summary of the plan.  Please refer to the Certificate of Coverage for more complete details including benefits, limitations and exclusions.
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