HumanaOne HSA Plans - Indiana

HumanaOne Traditional PPO HumanaOne HSA

Online Application Phone-In Application

HSA Plan Commentary

Autograph Total Plus Rx HSA Autograph Total HSA

HumanaOne Term Life

HumanaOne Brochure
pdf - 452KB

Humana/ChoiceCare PPO Humana Dentist Finder Prescription Resources MyHumana Services Tour HumanaOne Member Discounts Pre-Existing Conditions Coverage Exclusions Eligibility Requirements HumanaOne Contact Info Humana Ratings from A.M. Best

Quotes for All HumanaOne Plans
Submit HumanaOne Online Application

Overview of HumanaOne HSA Plans

For Indiana Residents, HumanaOne offers two HSA-compatible plan options:

Outstanding comprehensive benefits: Autograph Total Plus Rx HSA
Scaled-back benefits: Autograph Total HSA

Autograph Total Plus Rx HSA

Excellent HSA Benefits
With comprehensive major medical protection, Autograph Total Plus Rx HSA provides superior HSA-compatible coverage. Highlights of the standard plan include:

Humana/Choice Care national PPO network
Deductible waived for preventive care
Preventive care benefits covered up to $300/year
100% network coverage
$5 million lifetime maximum benefit

Deductible Options
Autograph Total Plus Rx HSA is available with the following calendar year major medical deductibles for network services:

$1,500 individual / $3,000 family
$2,500 individual / $5,000 family
$3,500 individual / $7,000 family
$5,000 individual / $10,000 family

Add-On Optional Benefits
You can upgrade your Autograph Total Plus Rx HSA coverage by adding any of the following options:

Increase lifetime maximum from $5 million to $8 million
$500 or $1000 supplemental accident benefit
HumanaOne term life insurance

Fewer Covered Healthcare Services
A low cost alternative to the HumanaOne Autograph Total Plus Rx HSA plan (see above description), the Autograph Total HSA plan provides slightly different deductible choices, but the real difference is is what this plan DOESN'T cover.

Excluded Services
The following additional exclusions apply under Autograph Total HSA:

No coverage for mental health and substance abuse
No coverage for most outpatient prescriptions
No coverage for chiropractic (spinal manipulation)

Understand the Risks
If you're looking for a very low cost HSA-compatible plan, Autograph Total HSA gets your attention. However, because of the prescription exclusion, we're hesitate to recommend this plan.

Unless you're financially prepared to accept the risk of not having insurance for prescriptions, this plan isn't for you.

Benefit Highlights
With the exception of the exclusions mentioned above, this is an decent HSA plan. Highlights include:

Humana/Choice Care national PPO network
Deductible waived for preventive care
Preventive care benefits covered up to $300/year
100% network coverage
$2 million lifetime maximum benefit

Deductible Options
Autograph Total HSA is available with the following calendar year major medical deductibles for network services:

$2,000 individual / $4,000 family
$3,000 individual / $6,000 family
$4,000 individual / $8,000 family
$5,200 individual / $10,400 family

Add-On Optional Benefits
You can upgrade your Autograph Total HSA coverage by adding any of the following options:

Increase lifetime maximum from $2 million to $5 million
$500 or $1000 supplemental accident benefit
HumanaOne term life insurance

HSA Administration Choices

When you purchase HumanaOne Health Savings Account (HSA)-compatible health insurance, you're not obligated to set aside money for an HSA. However, if you're looking for assistance in finding a bank or financial institution where you can establish an HSA, review our HSA administrator information.

Humana Inc.

Humana Inc., headquartered in Louisville KY, is one of the nation's largest publicly traded health benefit companies, with over 11 million medical members.

Humana Financial Statistics

2007 Revenue

2007 Net Income

Total Assets as of 12/31/2007:

$25,290,000,000

$834,000,000

$12,879,000,000