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Anthem Dental Blue - for Indiana Residents

 

Anthem Blue Cross and Blue Shield
DENTAL BLUE MONTHLY RATES - PER PERSON
  Basic
100
Essential
100
Essential
200
Adult (19-65): $17.00 $20.00 $28.50
Child (0-18): $12.00 $14.00 $20.00

Benefit Limitations

There are limits on the number of dental services Anthem will cover under the Dental Blue plans.  Limitations applicable to some of the most common services are:
  • Oral Evaluations - Limited to two per calendar year
  • Prophylaxis or Periodontal Prophylaxis - Limited to two treatments per calendar year
  • Fluoride - Limited to two per calendar year for children up to age 19
  • X-rays - Limited to one set of full-mouth x-rays or its equivalent in a 5-year period.  Periapical x-rays are limited to 4 films per year
  • Bitewing X-rays - Limited to one set of up to 4 films twice per calendar year
  • Sealants - Limited to children under 16 years for permanent unrestored first and second molars.  Treatment is limited to one application per tooth per lifetime
  • Space Maintainers - Limited to once per quadrant per lifetime for children up to age 16.  Includes all adjustments within six months of placement
  • Restorations - Limited to once per surface per tooth every 24 months
  • Periodontal Scaling - Limited to once per quadrant every 24 months
  • Periodontal Surgery - Limited to one time per quadrant in a 36-month period
  • Root Canal Therapy - Limited to one treatment per tooth for initial treatment and one retreatment per tooth - for permanent teeth only.
  • Stainless Steel Crowns - Limited to primary teeth only.  Once per tooth in any 5 years
  • Crowns - Limited to once per tooth in any five years
  • Removable Complete and Partial Dentures - Limited to once in five years.  Benefits are payable for either complete or immediate dentures, but not both.
  • General Anesthesia - Covered only when used in conjunction with covered oral surgical procedures

Exclusions

Here's a partial list of exclusions under the Anthem Dental Blue plans:
  • For any prescribed drugs, pre-medication or analgesia including charges for nitrous oxide or any similar local anesthetic when the charge is made separately
  • Forocclusal guards
  • For bleaching of non-vital discolored teeth
  • For crown buildups on the same tooth as an amalgam or composite restoration that was done within the same Calendar Year
  • For procedures to alter, restore or maintain occlusion, change vertical dimension, and replace or stabilize tooth structure lost by attrition, abrasion, erosion or bruxism
  • Harmful habit appliances For services related to diagnosis or treatment related to the temporomandibular joint (TMJ)
  • For implants and all adjunctive services performed in conjunction with the placement or removal of implants including but not limited to surgery, cleanings, maintenance and prosthetics placed on implants
  • For infection control procedures, if billed separately
  • For precision attachments
  • For prefabricated resin crown or stainless steel crown with resin window
  • For pulpotomy on permanent teeth
  • For replacement of a prosthodontic Appliance (fixed or removable) more often than once in any five-year period , whether under this contract or under any prior dental coverage
  • For root canal therapy on deciduous teeth
  • For sealants on restored teeth (occlusal surface)
  • For temporary/interim prosthodontia or appliances (temporary crowns, bridges, partials, dentures, etc.)
  • For biopsies
  • For services or supplies not specifically listed in the Covered Services section of the Individual Dental Contract

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